102 Roundtree Rd, Blythewood, SC 29016
4 beds · 4 baths · sqft sqft
Welcome to 102 Roundtree Rd in Blythewood, SC. This all-brick 2-story home is nestled in the Stonington neighborhood and has great access to I-77, the town of Blythewood and the new Blythewood Industrial Park. This home sits on 1/2 acre of land and the backyard is completely fenced. Entering the foyer you have a formal dining room/office area to the left and straight ahead the home opens to a great room that offers a 15-foot ceiling, hardwood flooring and a fireplace. The spacious kitchen offers granite countertops, built in oven and microwave and is adjacent to the keeping room where you can enjoy another fireplace on a cozy morning while cooking breakfast for the family. The private first level primary suite is spacious with a sitting area, his and her closets, garden tub and separate shower. Upstairs you will find another bedroom with a private bath and two additional bedrooms that share a bath. Love a private backyard with privacy where you are not on top you your neighbors? This lot is pie shaped and puts distance between you and the neighbor’s yard the deeper it goes. It’s a great yard for entertaining, grilling out or just enjoying some peace and quiet. The desirable Stonington neighborhood offers a playground, green spaces, a pond and a community clubhouse and pool. Here, you are less than 30 minutes from downtown Columbia and approximately 1 hour to Charlotte, NC. Come take a look, you won’t be disappointed. *All kitchen appliances as well as the washer and dryer will come with the sale of the home.
Source: COLUMBIASC #597027
Interest rate and monthly payment estimated based on public records.
Source: COLUMBIASC #597027
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #597027
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.