102 Riglaw Ln, Greenville, SC 29605
4 beds · 3 baths · sqft
Welcome to this beautifully designed four-bedroom, two-and-a-half-bath Craftsman-style home that’s move-in ready and waiting for you! Nestled in a vibrant community with a clubhouse and pool, this home provides both charm and convenience—just minutes from Conestee Nature Park, major highways, and only a 15-minute drive to Downtown Greenville. Step inside the sunny two-story foyer, where you’ll immediately notice the brand-new LVP flooring throughout, adding a fresh and modern touch to the space. To the left, a versatile room with newly added French doors can serve as a formal dining area or a private home office, depending on your needs. A conveniently located powder room is just steps away. The open-concept living room and kitchen provide the ideal space for entertaining or simply unwinding at the end of the day. The kitchen has been beautifully updated with new quartz countertops and new kitchen cabinets, offering ample space for seating, serving, and meal prep. A spacious breakfast area overlooks the private backyard, creating the perfect spot to enjoy your morning coffee. A walk-in laundry room, located just off the kitchen near the garage, adds everyday convenience. The main-level suite is a tranquil retreat, featuring a tray ceiling and a private en-suite bathroom. The spa-like bathroom includes a deep soaking tub, a separate shower, a water closet, and an expansive walk-in closet. Upstairs, you'll find three generously sized bedrooms, each offering plenty of storage—one with a walk-in closet and another with dual closets. A shared hall bath with a tub/shower combo completes the second floor. Outside, the private backyard is perfect for outdoor living, featuring a grilling patio and plenty of space for gardening, playsets, or simply relaxing in the fresh air. With its prime location, fantastic neighborhood amenities, and thoughtfully designed layout, this home is ready to welcome its new owners. Don’t miss your chance—schedule your private tour today and settle in just in time for summer fun in the neighborhood!
Source: GREENVILLESC #1550241
Financials
Source: Public records
Source: GREENVILLESC #1550241
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.