102 Parkbranch Ln, Cary, NC 27519
4 beds · 3 baths · 2,669 sqft
Welcome to the highly desirable Westpark community in Cary, NC! This spectacular floor plan is perfect for living, entertaining and working from home. The beautifully updated kitchen has a five burner/griddle gas stove, solid wood cabinets, GRANITE counters and the walk-in PANTRY of your dreams! The breakfast area and sun room are flooded with NATURAL LIGHT from surrounding windows, skylights and access to the deck. FORMAL DINING is currently being used as a private HOME OFFICE. Pristine HARDWOODS throughout the 1st floor are newly refinished (2022) and gorgeous! The entire 2nd floor has been updated with beautiful bamboo flooring. Other upgrades include fresh interior paint, smooth ceilings, tankless water heater, plantation shutters and updated door hardware & lighting. Every bedroom has a WALK-IN CLOSET and the owner's suite has TWO! You can access the 4TH BEDROOM/BONUS from the hall or back stairs. It is versatile and private with lots of closets and extra space. The WALK-UP ATTIC is easily accessible and an additional 881sqft of storage and potential. Even chores are a joy in the attractive and well-designed laundry room. Entertain ALL of your friends on the HUGE, 450sqft DECK. The perfect size for parties, BBQs or just relaxing with your morning coffee. Budding trees, blooming flowers, irrigation, additional drainage and a landscape upgrade (2024) make the back and side yards easy to care for and beautiful. Meticulous upkeep has been a priority! Deck and front porch are newly redone (2022), majority of siding replaced (2024), full exterior paint (2024) and newer roof (2020). The home is just steps to the picturesque Cary Greenway, ponds, trails and amenities. Play a round of tennis, learn pickleball or meet the neighbors at the community courts, pool and playground. Westpark has something for everyone and the amazing CARY location is just minutes from shopping, dining and fun.
Source: TRIANGLEMLS #10088407
All values shown are estimated costs / mo.
Source: Public records
Source: TRIANGLEMLS #10088407
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.