1019 Alaska Ave, Lehigh Acres, FL 33971
3 beds · 2 baths · sqft
It's rare to come across a home that blends luxurious finishes with peace and tranquility, combining the ideal backyard for entertaining with the convenience of being less than 10 minutes from the center of Fort Myers. Welcome to 1019 Alaska Avenue, a private and picturesque oasis offering almost 2,200 square feet of living space, three bedrooms, a spacious den, two bathrooms, and a two-and-a-half car garage. Natural light pours into the open concept and meets you as soon as you enter. You’ll immediately notice the flexibility of the floor plan, offering two living room areas and a separate dining area. The kitchen is fit for any chef of the household, featuring an extended quartz island with seating for six, upgraded stainless steel and black stainless-steel appliances, white shaker cabinets, and a Kraus sink. The coffee station and beverage cooler fit seamlessly into the kitchen, the perfect setup for your morning cup of coffee and favorite refreshments. Off of the kitchen, the second living area offers a tiled TV mount with built-in electric fireplace, ideal for movie nights and gameday. The primary suite also boasts an accent wall with a TV mount and built-in electric fireplace, as well as dual walk-in closets. The primary en-suite is spacious, with dual sinks, a tiled walk-in shower, and a separate soaker tub. The guest wing features two guest bedrooms with larger closets, a full bathroom, and an oversized den - ideal for a home office or another bedroom. The backyard retreat begins with the oversized, screened-in lanai and extends to a pavered walkway that leads you to the gazebo and a sparkling, above-ground pool. The opportunities are truly endless in this fully-fenced backyard, with the perfect spot for a fire pit and a hammock to relax and enjoy the beautiful Southwest Florida sunshine. Imagine the memories that you’ll create with a backyard oasis like this. Additional upgrades include a Reverse Osmosis system, as well as a brand-new pool pump. Not in a flood zone. Don't delay in scheduling your own private showing today! You’ll be glad you did.
Source: FORTMYERS #224068052
Interest rate and monthly payment estimated based on public records.
Source: FORTMYERS #224068052
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #224068052
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.