10177 SUNBURST CT, Spring Hill, FL 34608
Welcome to this exceptional custom-built Alexander home, perfectly situated on the second green of the Oak Hill Golf Course. This 3-bedroom, 2.5-bath residence, with a versatile bonus room, offers a harmonious blend of luxury and comfort in a truly turn-key package. As you approach the home, you're greeted by elegant beveled glass doors that open into a spacious and inviting foyer. The living room immediately captures your attention with its double tray ceiling, accented by rich wood molding, and a gas fireplace that adds warmth and charm. Floor-to-ceiling windows flood the room with natural light, creating a bright and airy atmosphere. Built-in shelves and dual desks provide both functionality and style. The kitchen is a chef's delight, featuring solid wood cabinets, granite countertops, and modern appliances, including a gas cooktop, a built-in convection oven, a microwave, and a French Door refrigerator with a water dispenser and ice maker. A breakfast bar offers the perfect spot for casual dining, while the large closet pantry ensures ample storage space. The kitchen’s open layout flows seamlessly into the family room, making it ideal for both everyday living and entertaining. Adjacent to the kitchen, the dining area is equipped with a solid wood wet bar, a fantastic feature for hosting gatherings. The family room, with its wood laminate flooring and expansive wall of windows, offers stunning views of the private pool area and the lush 2nd green on the golf course. Sliding glass doors lead out to the screened-in lanai, with a brick paver floor, where you can enjoy year-round comfort under the ceiling fan. The primary bedroom is a serene retreat, complete with neutral tones, plush carpeting, and a vaulted ceiling. It features a spacious custom walk-in closet and a French door that opens to the lanai. The ensuite bath is luxurious, with dual sinks, a garden tub, a tiled walk-in shower, and a private water closet. The second bedroom also offers comfort and privacy, with plush carpeting, a ceiling fan, and an ensuite bath that includes a mirrored vanity with storage, granite countertops, and a large walk-in shower. The third bedroom, currently used as a den and game room, boasts wood laminate flooring and a built-in closet. The bonus room provides flexible space, whether you envision it as a formal dining room, home office, gym, or additional bedroom. The well-appointed laundry room features wood cabinets, a porcelain sink, and plenty of counter space for folding, as well as a stainless steel washer and dryer. Step outside to your private oasis, where a resort-like saltwater pool awaits. Surrounded by a stone-pavered patio and deck, this area is perfect for relaxation or entertaining. The covered spa invites you to unwind, while the Shade Sail offers respite from the sun. Completing this remarkable home is an oversized two-car garage with additional space for your golf cart, ensuring convenience and practicality. Despite its serene and private setting, the home is conveniently located near shopping, dining, medical facilities, and the natural beauty of Weeki Wachee. This property is a rare find, offering a unique combination of luxury, comfort, and location. Whether you're a golf enthusiast or simply looking for a tranquil retreat, this home is sure to impress.
You may be able to put down less than the total down payment amount of $200,092 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #u8255533
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.