10177 Sunburst Ct, Spring Hill, FL 34608
4 beds · 3 baths · 2,895 sqft
Welcome to this exceptional custom-built Alexander home, perfectly situated on the second green of the Oak Hill Golf Course. This 4-bedroom, 2.5-bath residence, with a versatile bonus room, offers a harmonious blend of luxury and comfort in a truly turn-key package. New Roof 2024 and New A/C unit in 2022. As you approach the home, you're greeted by elegant beveled glass doors that open into a spacious and inviting foyer. The living room immediately captures your attention with its double tray ceiling, accented by rich wood molding, and a gas fireplace that adds warmth and charm. Floor-to-ceiling windows flood the room with natural light, creating a bright and airy atmosphere. Built-in shelves and dual desks provide both functionality and style. The kitchen is a chef's delight, featuring solid wood cabinets, granite countertops, and modern appliances, including a gas cooktop, a built-in convection oven, a microwave, and a French Door refrigerator with a water dispenser and ice maker. A breakfast bar offers the perfect spot for casual dining, while the large closet pantry ensures ample storage space. The kitchen’s open layout flows seamlessly into the family room, making it ideal for both everyday living and entertaining. Adjacent to the kitchen, the dining area is equipped with a solid wood wet bar, a fantastic feature for hosting gatherings. The family room, with its wood laminate flooring and expansive wall of windows, offers stunning views of the private pool area and the lush 2nd green on the golf course. Sliding glass doors lead out to the screened-in lanai, with a brick paver floor, where you can enjoy year-round comfort under the ceiling fan. The primary bedroom is a serene retreat, complete with neutral tones, plush carpeting, and a vaulted ceiling. It features a spacious custom walk-in closet and a French door that opens to the lanai. The ensuite bath is luxurious, with dual sinks, a garden tub, a tiled walk-in shower, and a private water closet. The second bedroom also offers comfort and privacy, with plush carpeting, a ceiling fan, and an ensuite bath that includes a mirrored vanity with storage, granite countertops, and a large walk-in shower. The third bedroom, currently used as a den and game room, boasts wood laminate flooring and a built-in closet. The bonus room provides flexible space, whether you envision it as a formal dining room, home office, gym, or additional bedroom. The well-appointed laundry room features wood cabinets, a porcelain sink, and plenty of counter space for folding, as well as a stainless steel washer and dryer. Step outside to your private oasis, where a resort-like saltwater pool awaits. Surrounded by a stone-pavered patio and deck, this area is perfect for relaxation or entertaining. The covered spa invites you to unwind, while the Shade Sail offers respite from the sun. Completing this remarkable home is an oversized two-car garage with additional space for your golf cart, ensuring convenience and practicality. Despite its serene and private setting, the home is conveniently located near shopping, dining, medical facilities, and the natural beauty of Weeki Wachee. This property is a rare find, offering a unique combination of luxury, comfort, and location. Whether you're a golf enthusiast or simply looking for a tranquil retreat, this home is sure to impress.
Source: STELLAR #U8255533
Send questions to support@withroam.com
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: STELLAR #U8255533
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.