1016 Shaddelee Ln E, Fort Myers, FL 33919
3 beds · 2 baths · 1,740 sqft
Bring the outdoors in with this beautifuly sun shiny home! From the moment you walk in you will fall in love with all the light shining in through the "wall of windows" on the rear of the home. With three sets of triple sliders, one set of double sliders and windows galore you will feel the warm welcoming this home has to offer. This open floor plan Rutenberg pool home has been lovingly updated and upgraded. The kitchen has beautiful new cabinetry, granite countertops, stainless appliances, new oversized deep sink and a large breakfast bar. The kitchen opens up into the dining area and the living area which allows all the light to shine through. The laundry room is set off to the side of the kitchen and has plenty of cabinets for extra storage. The master bedroom has an en-suite and walk-in closet. This home features a split bedroom floor plan with the two extra bedrooms separated from the master bedroom. Both bathrooms have been completely updated including glass shower enclosures, new shower tile, new vanities and new tile floors. The main living area opens up to the backyard which features a large covered lanai area and beautiful in ground pool. The privacy fence around the backyard allows you to enjoy your pool to the fullest. The pool has plenty of pavers surrounding it, allowing you to use your imagination for all the extra space. Put a fire pit out there and enjoy the outdoors year round. Sit at the pit or relax on the lanai with your favorite beverage and enjoy the ambiance of your pool with the night time lighting features. This home is located off the majestic and sought after McGregor Corridor. The location is ideal for trips to the beaches, downtown Fort Myers, shopping and restaurants. This lovely home and perfect location will allow you to enjoy all that sunny southwest Florida has to offer. You will want to put this on your must see list - it will not disappoint.
Source: NABOR #224092093
Source: NABOR #224092093
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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