10152 PINK PALMATA CT, Riverview, FL 33578
UPDATED and MOVE IN READY! Lovely 3 bedrooms, 2 1/2 bath with 1 car attached garage townhome is waiting for you. Located in Ventura Bay, a small, gated community in Riverview consisting of only 206 townhomes. It addition, it is maintenance free with monthly dues which includes water. NEW KITCHEN with QUARTZ Countertops, MARBLE Backsplash and Newer Appliances. Enjoy your morning coffee in the eat-in kitchen, sitting at the dining room table, or on the lanai enjoying our Florida weather. The living area is spacious and open. All the bathrooms are updated with new cabinets, quartz countertops, bathroom and light fixtures.The master bedroom boasts volume ceilings with a private bath and walk in closet. The laundry room is conveniently located on the second floor. ( NEW WASHER AND DRYER 2024). New AC installed ( 2024). This is an excellent value and shows pride of ownership. Amenities include a swimming pool with covered cabana, picnic area with grilling station.The entire community' stucco and exterior work is replaced and painted, rescreened, and replaced the lanai on each unit. New Roof, New interior paint .All costs have been previously assessed for the project. This community is within close proximity of all major roads with less than a 20 minute drive from downtown Tampa and close to Brandon Mall, restaurants, etc. Selected for its superb location, Ventura Bay is a fabulous place to call home! Schedule your tour today!
You may be able to put down less than the total down payment amount of $68,043 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #tb8305018
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.