1015 Coldstream Ct, Tarpon Springs, FL 34689
4 beds · 2 baths · 1,331 sqft
PRICED TO SELL!! Move-In Ready Florida Home with $80K+ in Upgrades! High and dry through recent hurricanes, this beautifully renovated 4-bedroom, 2-bathroom home sits on a quiet cul-de-sac and is designed for an active Florida lifestyle. Major upgrades include: New roof (2023) Whole-house plumbing refitted (2023) Updated electrical system, gutters installed and popcorn ceilings removed (2017) A 30-amp RV outlet installed. Digitally-controlled Rheem water heater (2023) Impact-resistant windows, garage door, steel front door & french doors to backyard. Whole-house & under-sink water filtration systems. Irrigation system with digital controls. Additional highlights include plantation shutters, a comfortable wooden deck with shade umbrella and a painted interior/exterior in calming shades . Just one mile from the beautiful Sunset Beach, you can enjoy a scenic walk to the shore and feel the refreshing sea breeze right from your doorstep. Minutes away from historic Tarpon Springs and the popular Sponge Docks with shopping and unique restaurants. This home blends style, function, and durability. Inside, vaulted ceilings with a farmhouse beam create an open, inviting feel. Wood-grain ceramic tile in the main areas & luxury vinyl flooring in the bedrooms. The updated kitchen features new cabinetry, quartz countertops, stainless steel appliances, a farmhouse sink, pantry and a wine rack, all flowing into the spacious living area. The fourth bedroom is currently used as a laundry/workspace but remains a functional bedroom if needed. Both bathrooms are also updated and fresh looking. The backyard is built for relaxation and entertainment, with luxury-grade turf, mature landscaping, a fruit tree and crepe myrtles, a comfortable wooden deck, and a spacious cottage-style shed. Parking is a standout feature, with a desirable side-facing driveway, No HOA so bring your boat and RV concrete pad behind gated fencing, plus extra parking in the front side yard. Schedule your showing today—this home won’t last long! This home can be sold full furnished; turnkey for convenience to the buyer!
Source: STELLAR #TB8355803
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8355803
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.