10149 Xanadu St, Commerce City, CO 80022
3 beds · 3 baths · 1,704 sqft
*$10K in seller concessions for rate buy down*This stunning newer home boasts modern design and functionality, perfect for today’s lifestyle. Located just mins from shopping, dining, and essential amenities, you’ll enjoy convenient access to everyday living. + with easy access to E470 and DIA airport, commuting is simple. Step inside to discover an inviting open floor plan that is filled with natural light in every space, enhancing the warm and welcoming atmosphere. The main level features relaxed maple luxury vinyl flooring, combining sophisticated style and durability. The kitchen showcases gorgeous warm- tone cabinets accented with sleek black contrasting hardware, creating a modern and cohesive aesthetic that matches beautifully with the bathrooms. Upstairs, the oversized primary bedroom offers a private retreat, complete with its own ensuite bathroom and a spacious walk-in closet. The 2 additional bedrooms and a full bathroom provide ample space for additional occupants or a space for guests. You’ll also find a spacious loft area that can be tailored to your needs—ideal for an office, reading nook, or small home gym, while a convenient half bath on the main floor adds to the functionality of the layout. The 2 car garage features additional storage space + offers a 220V outlet for electric vehicle owners. The backyard is designed for zero maintenance, allowing you to relax and enjoy your outdoor space without the hassle of upkeep. The HOA includes trash service, access to the Reunion Recreation Center, complete front yard maintenance, including front yard irrigation + snow shoveling, allowing you to enjoy a low-maintenance lifestyle. The Reunion area is a true gem for nature enthusiasts & outdoor lovers. Nestled near the Rocky Mountain Arsenal National Wildlife Refuge, you'll have the opportunity to explore stunning landscapes and observe a diverse array of wildlife + the community features a plethora of walking and biking trails.
Source: RECO #4643853
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: RECO #4643853
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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