10132 Via Colomba Cir, Fort Myers, FL 33966
3 beds · 3 baths · 1,942 sqft
Short Sale. SELLER MOTIVATED SUBMIT AN OFFER!! Beautiful Townhome nestled in the sought-after Marbella community in Fort Myers, Florida. Situated on beautiful ponds and conservation lots, this property offers breathtaking views of the 6-Mile Slough Preserve, allowing you to immerse yourself in natural beauty and wildlife daily. The home spans two floors with three bedrooms and three bathrooms, ensuring ample space for family and guests. Open living, kitchen, and dining area, complete with bar seating in the kitchen ensures all convenience with style. Your living area flows seamlessly into the enclosed lanai, perfect for enjoying serene water views. Bedrooms are thoughtfully tucked away upstairs for privacy, with the master bedroom adorned with new carpeting in 2022. Recent upgrades include a new hot water tank (2023), new interior paint (2023) washer & dryer (2023), stylish cabinet refinishing in Kitchen and Bathroom (2023). Marbella's gated community is renowned for its amenities, including community pool and spa, sauna, private movie theater, exercise room, billiards, outdoor kitchen, and business center. This property offers an unparalleled lifestyle in Ft Myers, a city known for its vibrant culture and beautiful beaches, minutes away from highways, shops, restaurants and an array of things to do in the beautiful city of Fort Myers. Call today to schedule a showing!
Source: STELLAR #t3526476
Source: STELLAR #t3526476
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3526476