1013 Highland Rd, Cleburne, TX 76033
3 beds · 2 baths · 1,684 sqft
Nestled just outside the Cleburne city limits, this charming 3-bedroom, 2-bathroom home offers a perfect blend of country tranquility and modern convenience. Situated on nearly 5 acres of picturesque land, this property features an expansive layout with plenty of room for outdoor activities, gardening, or even future expansion. As you step inside, you'll be greeted by a spacious living room with soaring high ceilings, creating an open and airy atmosphere. The large windows flood the room with natural light, accentuating the beautiful space. A cozy wood-burning stove (temporarily disconnected but fully functional and ready to be reconnected) adds a rustic touch and will provide warmth and ambiance on chilly evenings, or a snowpocalypse. The home includes three comfortable bedrooms, with the master suite offering a peaceful retreat. Two well-appointed bathrooms provide ample space for daily living. Whether you're hosting guests or enjoying a quiet night at home, this floor plan offers both privacy and gathering areas to suit every lifestyle. Outside, the property shines with its expansive 4.99 acres of land, fully fenced and cross-fenced, making it ideal for pets, livestock, or hobby farming. The large barn or shop is an impressive bonus, offering electricity and water access, perfect for a workshop, storage, or animal care. Whether you're an avid hobbyist, need extra space for equipment, or simply love having room to spread out, this barn is sure to impress. This home offers the perfect balance of peaceful country living with easy access to Cleburne’s amenities, schools, and major roadways. Whether you are looking for space to entertain, room for your animals, or just a serene place to unwind, this property is the ideal choice. Don't miss your chance to own this beautiful home—schedule your showing today!
Source: NTREIS #20773761
Interest rate and monthly payment estimated based on public records.
Source: NTREIS #20773761
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #20773761
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.