10111 Weeks Dr, Brooksville, FL 34601
3 beds · 2 baths · 2,843 sqft sqft
Superbly designed for beauty and function, this custom Arthur Rutenberg home sits on a rare 1.43 picturesque acres, and is a true example of the pride of homeownership. Roof replaced in 2021 (home and gazebo), upgraded 5-ton AC 2022, water heater 2018 and too many updates/upgrades to mention, complete list attached. The open and bright floorplan features 3 bedrooms, 2 bathrooms, gourmet chef’s kitchen, executive office/library, formal dining, formal living, and a magnificent great room. The master craftsmanship is highlighted by grand windows, 10 ft ceilings, designer lighting, soft contemporary interior paint tones, plantations shutters, and warm hardwood floors. No detail was untouched or expense spared in the remodeling of the home. Some of the distinctive updates/upgrades are: Completely upgraded and custom kitchen featuring solid wood cabinetry, beautiful quartz countertops, Italian marble backsplash, custom built-in cabinetry/showpieces, expansive island, new appliances, designer Italian porcelain tile, and ample storage. The master bath features granite countertops with double sinks, relaxing jacuzzi soaking tub, porcelain tile, spacious walk-in roman shower, & walk-in closet with beautiful and functional custom closet systems. Additional noteworthy features of the home are: window replacement in the home, stunning crown molding/baseboards/window and door trim, closet system in all the closets, expanded rear porch with brick pavers and a new custom screened pavilion with power, lighting/fan, outlets/USB ports. Totally refurbished gazebo, exterior repainted 2016, door handles/hinges/hardware replaced, fireplace/mantle renovation, LED lighting throughout, full guest bathroom remodel, professional landscaping/hardscaping, and so much more! Fabulously designed for entertaining or peaceful relaxation. This home is exquisite to say the least. Take a tour - https://my.matterport.com/show/?m=CTmwXgq4bET or video tour - https://player.vimeo.com/video/981290330?badge=0&autopause=0&player_id=0&app_id=58479
Source: STELLAR #g5084586
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #g5084586
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #g5084586