1011 Headquarters Way, Fredericksburg, VA 22401
5 beds · 4 baths · 4,060 sqft
Welcome to this enchanting city steeped in history, where you'll discover a home of contemporary elegance, completed in mid-2021. Step inside the Lehigh model and be greeted by a porch leading to a well-lit flex space, perfect for an office, playroom, or personal gym. This beauty is also already set up with EV charging for your convenience. Further inside, the gourmet kitchen beckons with its open concept design flowing seamlessly into the living and dining areas. Ideal for entertaining, this space transitions effortlessly to the rear deck, bathed in the glow of sunset, offering serene evenings amidst private surroundings. This meticulously crafted home boasts a walk-in pantry, soft-close cabinets, and stainless steel appliances, complemented by a main-level bedroom and full bath for guests or extended family. Upstairs, the primary suite features his and hers walk-in closets, providing a tranquil retreat. Three additional bedrooms, a spacious loft, and a convenient laundry room complete the upper level, each room appointed with ceiling fans for comfort. Descending to the finished basement reveals versatile living spaces, including a potential bedroom or game room, alongside a bathroom with hidden storage and an extra large storage space. With approximately 4,060 square feet of living space, this less-than-four-year-old home exudes the allure of new construction without the wait. Conveniently located near the Virginia Railway Express, downtown Fredericksburg, and the Rappahannock River, this residence offers easy access to fine dining, shopping, and a short commute to Quantico Marine Corps Base or Washington, DC. Outdoor enthusiasts will appreciate nearby walking trails and parks, adding to the appeal of this remarkable property. Don't miss the opportunity to experience all this home has to offer. Visit today, fall in love, and make this extraordinary property your own.
Source: BRIGHT #VAFB2007730
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAFB2007730
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.