10108 Royal Eagle Ln, Highlands Ranch, CO 80129
4 beds · 4 baths · 3,135 sqft sqft
Buyer couldn't get their loan, past inspection and Appraisal. Their loss is your gain! Lots of recent upgrades including a brand-new roof, new carpet, freshly painted interior and exterior, new water heater, new sliding glass door, and many new windows. Nestled within a sought-after community, this spacious 4-bed, 4-bath residence spans 3,264 Sq Ft. As you enter you'll be greeted by a grand elegant foyer with vaulted ceilings. The kitchen is ideal for entertaining and boasts granite countertops, stainless steel appliances, an island, and extra built-in’s. The main level is complete with a formal dining room, cozy family room with gas fireplace, private office with french doors, powder room, and laundry/mud room off the garage. Ascending to the upper level, a versatile loft space offers a great flex space. The Primary Suite features cathedral ceilings, an ensuite 5-piece bathroom and a walk-in closet. Two additional bedrooms and another full bathroom round out this level. Descending to the finished basement, discover bonus areas that can be tailored to your unique needs, as well as an additional bedroom and 3/4 bathroom. Enjoy the convenience of a large attached 2-Car garage and gather with family and friends in the front and back yards complete with a paver patio and sprinkler systems. You'll be part of an incredible community, walkable to the neighborhood school, pool, trails and parks and just minutes away from shopping, dining and entertainment You’ll love the low HOA costs, with top-tier amenities including access to four recreation centers, backcountry walking, and biking trails, dog park, pool and spa, fitness center, clubhouse, and multiple playgrounds. This home offers an unparalleled blend of comfort, style, and convenience. The time to seize this opportunity is now – welcome home.
Source: RECO #7959757
Source: RECO #7959757
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #7959757
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