10105 Braided Briar Ln, Woodway, TX 76712
4 beds · 3 baths · sqft sqft
Discover your dream home in the heart of the friendly Hewitt community, just minutes from Hewitt Park. Situated within the highly-regarded Midway Independent School District, this 4-bedroom, 3-bathroom residence offers a spacious and inviting living experience, complete with modern electrical updates and thoughtful design elements. Step inside and be welcomed into a semi-open floor plan that seamlessly blends comfort and style. The expansive living room provides ample space for relaxation and entertainment, featuring large windows that flood the area with natural light, perfectly accentuating the gorgeous flooring. Adjacent to the living area, the cozy kitchen is a culinary delight. Designed to be both functional and inviting, it showcases ample cabinetry, sleek countertops, and modern appliances that cater to all your cooking needs. The primary suite is truly a retreat, offering generous closet space and an en-suite bathroom equipped with luxurious fixtures. Three additional bedrooms provide plenty of space for family, guests, or a home office, ensuring everyone has their own serene sanctuary. Two other well-appointed bathrooms, seamlessly integrated within the home, feature stylish finishes and provide convenience for the entire household. Outside, the property's charm continues with exceptional curb appeal. The well-maintained yard highlights the home’s pristine condition and meticulous care. An extended covered patio at the back of the house offers the perfect setting for outdoor dining, relaxation, and year-round entertainment while presenting a welcoming entrance and a perfect spot to enjoy your morning coffee or a quiet evening. The 2-car garage provides ample vehicle space and additional storage, making organization effortless! This home provides convenient access to outdoor activities, walking trails, and community events near the picturesque Hewitt Park.
Source: CENTRALTEXAS #558453
Interest rate and monthly payment estimated based on public records.
Source: CENTRALTEXAS #558453
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #558453
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.