10104 Oak Hollow Cir, Austin, TX 78758
4 beds · 2 baths · 1,691 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Charming North Austin Gem – Fully Updated & Prime Location! Welcome to this beautifully updated single-story 4-bedroom, 2-bath home in the highly sought-after Quail Creek neighborhood! Nestled in the heart of North Austin, this 1,691 sq. ft. residence sits on a spacious, flat .20-acre lot—offering plenty of room to relax, entertain, or add an ADU for STR's!!!!. NO HOA means more freedom to enjoy your home just the way you like! Step inside and fall in love with the stunning chef-inspired kitchen, featuring stainless steel appliances, sleek countertops, and custom cabinetry—a true dream for home cooks and entertainers alike. Fresh interior paint brightens up the space, while abundant storage throughout ensures everything has its place. Plus, enjoy peace of mind with a brand-new roof! The location is unbeatable—walk to Austin FC games, Cook Elementary School, and the popular Celis Brewery. Plus, you're just 5 minutes from The Domain, Austin’s premier destination for shopping, dining, and entertainment. This home is a rare find in one of North Austin’s hottest areas—don’t miss your chance to make it yours! Call today to schedule your private showing!
Source: ACTRIS #1151363
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: ACTRIS #1151363
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.