1010 Nours Cir, Lawrenceville, GA 30045
5 beds · 6 baths · 4,704 sqft
This stunning European-style home in the New Hope Landing community, with NO HOA, offers 5 bedrooms, 4.5 baths, and 4,700 square feet of luxurious living space settled on a level lot of just under an acre. Once inside you will discover marvelous porcelain tile floors and a formal dining room featuring a custom designed enhanced accent wall. The open and inviting family room includes coffered ceilings and built-in bookshelves as well as a romantic fireplace. The kitchen will be a delight to the finest chefs as they entertain family and guests while preparing meals for any occasion. The huge quartz topped island and countertops accent the porcelain floors to bring about the feeling of richness and quality. 40 inch white kitchen cabinetry, under-cabinet incandescent lighting, and stainless steel appliances finish the touch of elegance. A walk-in pantry and additional cabinetry in the breakfast area are included to provide additional storage. The main level also includes a guest bedroom with a full bath, a laundry area, and a mudroom near the garage entrance. Upstairs you'll have lovely and durable luxury vinyl clad floors throughout. You'll enjoy fireside evenings in the cozy family gathering area just beyond the stairs. The impressive owner's suite has a spacious custom walk-in closet that will dazzle you and an accomodating spa-like ensuite features a double vanity, designer tub and a large tiled bath featuring a frameless glass shower door. Last and certainly not least is the covered back patio, perfect for entertaining with an abundance of room to perhaps add a pool or tennis court. Your home is just a short jaunt from downtown Lawrenceville and major highways to facilitate out of town travels, shopping trips to your favorite centers and restaurants. Come see, Come stay!
Source: GAMLS #10452070
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: GAMLS #10452070
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.