101 Royal Oaks Dr, Canton, GA 30115
5 beds · 4 baths · 2,690 sqft sqft
Spacious 5-Bedroom Home with Dual Primary Suites and Expansive Yard Welcome to this elegant 2-story home with a full basement, offering 5 bedrooms, 3.5 bathrooms, and the perfect blend of luxury and functionality. Located in a serene neighborhood, this home is designed to meet the needs of multi-generational families or those seeking ample space and modern conveniences. Main Level: As you enter, a welcoming foyer leads to the formal dining room and an expansive great room with cathedral ceilings, a cozy gas-log fireplace, and large windows that fill the space with natural light. The main level also features a luxurious primary suite complete with a bay window, tray ceilings, and plantation shutters. The en-suite bathroom includes a soaking tub with jets, a double size shower, double vanity, and a large walk-in closet with an additional linen closet for extra storage. The gourmet kitchen is a chef’s dream with granite countertops, stainless steel appliances, a electric cooktop, wall oven, microwave, and a spacious walk-in pantry. A breakfast bar and casual dining area make this space perfect for both everyday meals and entertaining. The main level is rounded out with a half bathroom, a laundry room with built-in cabinets and a sink, and a 2-car garage with ample space for a workbench. Upper Level: A stunning staircase with iron railing leads to the upper level, where you'll find a loft area that can be used as a second living space or home office. The second primary suite is on this floor, offering its own full bathroom and an oversized walk-in closet with attic access. Two additional spacious bedrooms and a shared full bathroom, accessible from both the loft area and one of the bedrooms, complete the upper level. Additional attic storage is easily accessible for your convenience. Basement Level: The basement offers even more possibilities with a finished room that can be used as a bedroom or bonus space, featuring a walk-in closet with built-in shelving. The remaining basement area is unfinished, providing abundant storage or the opportunity to customize as you wish, with a bathroom already stubbed in and both interior and exterior access. Outdoor Living: Step outside to a screened-in porch and a large deck, perfect for outdoor dining or simply enjoying the peaceful surroundings. The expansive yard offers plenty of room for recreation and relaxation. Additional Features: This home includes a central vacuum system, with the main-level HVAC replaced in 2019, and a full roof replacement with GAF materials in 2019. The HVAC system, last serviced in August 2024, is also compatible with Ring setup for remote access, ensuring both comfort and peace of mind. With its thoughtful design, modern upgrades, and dual primary suites, this home offers the perfect balance of luxury, space, and functionality. Don’t miss out on the opportunity to make this stunning residence your own!
Source: FMLS #7466562
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7466562
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #7466562