101 N Hagan Bridge Rd, Hahira, GA 31632
5 beds · 3 baths · 3,481 sqft sqft
Welcome to this classic southern home at 101 N Hagan Bridge Road in Hahira, Georgia, which feels like a country setting but is close to the amenities of Main Street. As you step inside, you will be greeted by a warm, inviting atmosphere that exudes timeless elegance. Designed for entertaining, the main level features a formal dining room, a spacious great room with a fireplace, an office, and a well-appointed kitchen with modern appliances and plenty of cabinet space. Off the kitchen is a butler's pantry with room for a coffee bar and drop zone. French doors lead to a large brick paver patio, pool area, and gardens. There is also a convenient half bathroom on this level for guests. Also, on the main floor, you will find the sizeable primary suite with an ensuite bathroom. Upstairs are four generously sized bedrooms, connected by two Jack and Jill bathrooms. The layout of this home is perfect for those who appreciate privacy and convenience. This property is on a sprawling, fully fenced lot and offers plenty of outdoor space to enjoy the beautiful Georgia scenery and mature landscaping. Whether you want to relax on the front porch, host a barbecue in the backyard, cool off in the large pool, or stroll around the grounds, you will find plenty of opportunities to enjoy the outdoors. In addition to the main house, there is a detached garage, carport, and storage shed that provides extra space for hobbies or projects. The possibilities are endless with this versatile property, which offers a perfect blend of country living and modern conveniences. Located in the picturesque town of Hahira, this home is conveniently located near schools, parks, shopping, dining, and other amenities. This home has been lovingly renovated. Significant improvements include new flooring upstairs (2021), a fully encapsulated crawl space (2021), a new roof (2022), new a/c (2023), and much more. Assumable VA loan. Don't miss the opportunity to make this fantastic property your own. This home has everything you need to live your best life in the charming town of Hahira, GA. Schedule a showing today and see for yourself all that this property has to offer!
Source: GAMLS #10319252
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10319252
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10319252
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.