101 Magic Lily Dr, Griffin, GA 30223
3 beds · 2 baths · sqft
WELCOME TO DEB WEBB COMMUNITY Sun City 55+ plus community offers this beautiful three-bedroom with a very private corner lot that's close to all the action! Turn Key with stainless steel appliances included and ready to close! Enjoy The bright and spacious kitchen with a cozy breakfast nook that flows seamlessly into the dining room and great room, making it ideal for entertaining. The primary suite is a dream, boasting a double vanity and an enormous walk-in closet. You'll enjoy beautiful breezy sunroom mornings or evenings. What an awesome beginning to retirement with exceptional amenities! Living in the Life in Sun City is all about fun, friendships, and easy living. The community is built around a stunning privately owned Golf Club with gorgeous fairways and pro instructors (memberships sold separately). The heart of the action offers resort-style living featuring Club Peachtree, a massive 45,000 sq ft clubhouse featuring 7 tennis courts, 11 pickleball courts, a softball field, a dog park, a state-of-the-art gym, an indoor heated saltwater lap pool, and an outdoor pool, an indoor track, nature trails, a library, pool tables, a movie theater, and an aerobics studio. The HOA takes care of lawn maintenance and refreshes the pine straw twice a year, so you can spend more time enjoying the good life. Zip around the community in your golf cart-it's the best way to experience all the amazing amenities! Come see this home for yourself-you won't be disappointed! Your dream lifestyle is waiting. The property is well maintained with an updated plumbing system. Sun City 55+ plus community offers this beautiful three bedroom with a very private corner lot that's close to all the action!. Enjoy The bright and spacious kitchen with a cozy breakfast nook flows seamlessly into the dining room and great room, making it ideal for entertaining. The primary suite is a dream, boasting a double vanity and an enormous walk-in closet. You'll enjoy beautiful breezy sunroom mornings or evenings. What an awesome beginning of retirement with exceptional amenities! Living in the Life in Sun City, which is all about fun, friendships, and easy living.. The community is built around a stunning privately owned Golf Club with gorgeous fairways and pro instructors (memberships sold separately). The heart of the action offers resort-style living featuring Club Peachtree, a massive 45,000 sq ft clubhouse featuring 7 tennis courts, 11 pickleball courts, a softball field, a dog park, a state-of-the-art gym, an indoor heated saltwater lap pool, and an outdoor pool, an indoor track, nature trails, a library, pool tables, a movie theater, and an aerobics studio. The HOA takes care of lawn maintenance and refreshes the pine straw twice a year, so you can spend more time enjoying the good life. Zip around the community in your golf cart-it's the best way to experience all the amazing amenities! Come see this home for yourself-you won't be disappointed! Your dream lifestyle is waiting. The property is well maintained with an updated plumbing system. The property is sold in "AS IS" condition and sellers have never lived in the property
Source: GAMLS #10486515
Financials
Source: GAMLS #10486515
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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