101 Guardian Angel Ct, Jarrell, TX 76537
3 beds · 2 baths · sqft
Welcome to this pristine, well maintained 1428 sq ft 1-story home in Jarrell! Featuring 3 bedrooms, 2 full baths, and a 2 car garage on a lush landscaped corner lot, this inviting home offers both comfort and convenience. As you enter, you are greeted by tons of natural light and a wide open floor plan with a spacious living/family room, high ceilings and luxury vinyl plank flooring throughout all the living areas. The charming kitchen features bright, white cabinets, stainless steel appliances including the refrigerator, quartz countertops, a enormous walk in pantry, breakfast bar and casual dining area. The large primary suite offers a serene, private retreat with double vanity, soaking garden tub, separate shower, and a big walk-in closet. This In-law plan offers the other 2 bedrooms on the opposite side of the house with the 2nd full bath and utility room-plus the washer and dryer convey! Step outside to discover a big backyard with a covered patio that provides the perfect place to unwind at the end of the day. Additional features include full gutters, full sprinkler system, full privacy fence, water softener loop, garage door opener, full blinds, and lovely covered front porch. Located in the Bailey Park area in the Sonterra neighborhood, this home offers easy access to a variety of amenities including community pool, parks, playgrounds, and walking trails. With its convenient location near shopping, dining, and major highways, everything you need is just minutes away. Don't miss your chance to own this lovely home!
Source: ACTRIS #2527597
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #2527597
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2527597
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.