101 Canterbury Dr, Haines City, FL 33844
2 beds · 2 baths · 2,295 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Under contract-accepting backup offers. Welcome to the coolest corner of town! They just don't make homes like this anymore. This 2-bedroom, 2-bath townhome stretches across an impressive 2,295 sq ft and sits on nearly half an acre in a gated community. Step inside and be transported to a groovier time. The layout is anything but cookie-cutter, featuring a spacious primary suite with its own dressing room, private bath, and a separate office space — ideal for working remotely or unleashing your creativity. The sunken living room, wet bar, and retro 70s vibe will have you half-expecting Alice from the Brady Bunch to pop around the corner with a plate of cookies. And thanks to so many windows, you’ll rarely need to flip a light switch — this home is simply bathed in beautiful natural light all day long. Hosting is a breeze here, with two long driveways offering plenty of parking for guests and future Airbnb adventurers. Plus, the two-car garage comes with extra workshop or storage space. Perfectly located near theme parks, beaches, and shopping, this home could easily become a one-of-a-kind themed Airbnb or your personal forever getaway. And the best part? You get to choose the finishing touch: We’ll install new flooring before closing — or leave it ready for you to pick your dream design. Don’t miss your chance to own a truly unique home that’s bursting with personality, good vibes, and endless possibilities.
Source: STELLAR #L4952140
Source: STELLAR #L4952140
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.