1009 Birch Hollow Dr, Apopka, FL 32703
4 beds · 4 baths · 3,039 sqft
Under contract-accepting backup offers. This stunning 4 bedroom 3 and a half bathroom home is located in Forest Lake Estates in Apopka. This single story corner lot home is located near the community pool and playground. Offering over 3,000 square feet in an ample open floor plan the home is the entertainers dream come true. Enjoy a bright and airy living space with high ceilings and plenty of natural light, creating an inviting atmosphere. The kitchen has tall dark cabinets, stainless steel appliances, granite countertops, a tile backsplash, and ample cabinet space—perfect for cooking and hosting guests. Enjoy endless gatherings around your dining room table that opens to the living room and kitchen. The office has tons of natural light beaming in and is situated near a secondary bedroom with an ensuite bathroom. The primary bedroom offers a walk-in closet and an ensuite bathroom with dual vanities and a walk-in shower, garden tub, and water closet. The home has a split floor plan. Two secondary bedrooms have built-in closets and share a bathroom. Step outside to a private, fenced backyard with a covered patio—ideal for barbecues or simply enjoying the Florida sunshine. This home offers easy access to SR 414, SR 429, and I-4, making your commute a breeze. You're just minutes from local shopping, dining, and top-rated hospitals. This home has been meticulously cared for and is ready for its next owner. Don’t miss this fantastic opportunity to own a beautiful property in one of Apopka’s most sought-after neighborhoods. Schedule a showing today and make 1009 Birch Hollow Drive your new home!
Source: STELLAR #O6292087
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #O6292087
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.