1009 Birch Hollow Dr, Apopka, FL 32703
4 beds · 4 baths · 3,039 sqft sqft
Welcome to this stunning 4-bedroom, 3.1-bathroom custom built home at 1009 Birch Hollow Dr, offering 3,039 square feet of elegant living space in the desirable Forest Lake Estates community. Lovingly maintained by the original owner, this home boasts thoughtful features throughout. Upon entry, you are welcomed into a bright, open space that leads to an office or den, which features double doors—perfect for remote work or a quiet retreat. The guest bedroom can easily serve as an in-law suite, complete with a full bathroom and shower for added convenience. The open-concept living area includes a spacious living room with three sliding glass doors that fully open to the patio, creating seamless indoor-outdoor living. The dining room showcases a tray ceiling, while the kitchen is a chef's dream with Corian countertops, a large island, 42’’ cabinets, an oversized pantry, recessed lighting, and a cozy breakfast nook. Crown molding adds to the home’s modern charm throughout. The master suite is a true retreat with dual closets. The master bathroom features dual sinks, granite countertops, a shower, a garden tub, and a linen closet. The 2nd and 3rd bedrooms share a Jack and Jill bathroom, making it ideal for family or guests. Custom-made blinds, a lanai with pavers, and a PVC fence provide privacy and outdoor enjoyment. Situated on a corner lot, this home also includes a three-car garage and access to fantastic community amenities, including a pool and playground right across the street. This property offers the perfect blend of luxury and comfort. Conveniently located less than 30 minutes to Downtown Orlando, Orlando International Airport, Disney World and Universal Studios Parks.
Source: STELLAR #o6242045
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6242045
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6242045
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.