1008 W Riviera Blvd, Oviedo, FL 32765
3 beds · 2 baths · 2,522 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Under contract-accepting backup offers. PRICE REDUCED! Welcome to this WONDERFUL one-story pool home with private fenced backyard. Do not wait to view this home with 3 bedroom 2 bathroom and a 2 car garage. Once a model home for the builder, the faux 3rd car garage is actually a full built-in office under heat and air plus a bonus room. New owner could use as a home office or convert to a 3rd car garage if they wish. As you walk into this home, you will notice the great room with plenty of room for entertaining. Wait until you see this heated pool, complete with screen enclosure and covered patio. Open floor plan includes kitchen with ss appliances, corian counters and wood cabinets. Split plan bedrooms for maximum privacy. Master bedroom is spacious with room for a king size bed, walk in California closets. garden tub with separate shower and double sinks. Secondary bathroom has been updated. Newer HVAC system with smart thermostat, and UV air purification. Newer flooring and interior paint. Newer pool heater 2021, newer pool pump 2022. Newer pool screen 2021 Roof 2020. Entire home was re-piped. Newer garage door with new garage door opener. Newer high end Samsung 4 door smart refrigerator and washer and dryer. New exterior paint and pool deck paint. $75,000.00 solar system. No electric bill. Termite bond that is transferable through Terminix. New faucets in kitchen and master bath. The location of this home gives you easy access to all shopping , schools, parks and UCF is only two miles down the road. Beach is under and hr away. Welcome home.
Source: STELLAR #O6301092
Source: STELLAR #O6301092
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.