10077 E Hawaii Pl, Aurora, CO 80247
4 beds · 4 baths · 2,741 sqft
Charming Townhome Near Parks and Shopping! Welcome to your dream home! This beautifully maintained and Lovingly care for townhome offers a perfect blend of comfort and style, located just moments away from two serene parks and the convenience of Costco and Buckingham Mall, nestled in the prestigious Cherry Creek School District, Step inside to discover stunning vaulted ceilings and glistening wood floors that invite you into a warm and inviting space. The clear story windows flood the home with natural light. The eat-in kitchen features gorgeous granite countertops and a lovely bay window, perfect for enjoying your morning coffee while basking in natural light. Updated light fixtures throughout enhance the home's modern feel. The main floor master suite is a true retreat, showcasing elegant tile floors, an oval soaking tub, and a custom glass shower. The walk-in closet is flooded with natural light, featuring beautiful wood floors. The artisan ceiling fan that adds a touch of charm in the upstairs loft. Updated baths with beautiful light fixtures add a touch of warm and Class. Cozy up by the warming gas fireplace in the spacious living area, or step outside to the concrete patio for outdoor relaxation and entertaining. You can truly feel the love and pride of ownership in every corner! You can truly feel the love and pride of ownership in every corner! The incredible finished basement is a standout feature, boasting two spacious bedrooms and a cozy family room, all with high ceilings and newer carpet, making it the perfect retreat for relaxation or entertainment. Enjoy the convenience of a finished, drywalled garage equipped with shelves for added storage, an insulated garage door, and a convenient garage door opener—perfect for keeping your space organized and comfortable. Don’t miss out on this fantastic opportunity to enjoy both tranquility and convenience. Schedule your tour today and experience everything this lovely tow home has to offer!
Source: RECO #4327425
Interest rate and monthly payment estimated based on public records.
Source: RECO #4327425
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #4327425
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