10070 Bayou Grande Ave, Seminole, FL 33772
4 beds · 4 baths · 2,400 sqft sqft
One or more photo(s) has been virtually staged. PRICE REDUCTION! Step into this beautifully remodeled three story townhome nestled in a serene gated community, where modern luxury meets comfortable living. Upon entering, you're greeted with stairs that lead to an expansive living space adorned with luxurious vinyl plank flooring that exudes both warmth and sophistication. The open floor plan seamlessly connects the living room, dining area, and kitchen, creating the perfect environment for entertaining guests or simply relaxing with loved ones. The kitchen is a chef's dream, featuring top-of-the-line appliances that blend seamlessly with the sleek cabinetry and quartz countertops. Whether you're preparing a gourmet meal or enjoying a casual breakfast at the island bar, this kitchen is sure to inspire culinary creativity. Venture upstairs to discover a full guest bathroom and three spacious bedrooms, each offering ample closet space. The primary suite is a true retreat, boasting its own private screened-in patio where you can unwind and take in the tranquil surroundings and a spacious walk-in closet. The ensuite bathroom features dual vanities and a walk-in shower, providing the ultimate in relaxation and convenience. The bonus room located on the first level offers plenty of space for family members or guests, and is complemented by its own stylishly appointed bathroom, complete with modern fixtures and finishes, and its very own walk-in closet. This beautiful home offers not one, but three screened-in patios, offering the perfect setting for morning coffee, or simply enjoying the fresh air. Conveniently located just off the kitchen area, you'll find a half bath for guests. The property also features an attached two-car garage, providing ample parking and storage space for all your needs. This townhome also boasts the added benefit of being situated within a gated community, offering peace of mind and security for you and your loved ones. When it's time to cool off and relax, you'll love having access to the community pool, where you can swim, sunbathe, or socialize with neighbors in style. With its impeccable design, thoughtful amenities, and prime location, this remodeled townhome offers the perfect blend of comfort and convenience for modern living. The Bayou Grande Townhome Community is close to beaches, shops and offers a very low HOA! Schedule a showing today!
Source: STELLAR #u8242869
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #u8242869
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #u8242869
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.