1006 N Bask Dr, Tampa, FL 33603
4 beds · 2 baths · 2,044 sqft
Welcome to your new home in the beautiful neighborhood of Wellswood! This is a spacious 4-bedroom, 2-bathroom single-family home with a large garage and oversized lot. The large primary bedroom has a spacious walk-in closet and a beautifully done bathroom including a walk-in shower and double vanity. Additionally, the primary bedroom includes French doors that open up to a deck and the backyard for a relaxing retreat. The home boasts both a living room as well as a family room that could also be an office or playroom. Enjoy a split floor plan with three bedrooms at the front of the home with a spacious and lovely second bathroom. The kitchen features luxurious wood cabinets, quartz countertops, and stainless steel appliances. Enjoy the beautiful vinyl flooring in a herringbone design. The home is situated on a 12,000 square foot lot and is fully fenced. A large back porch provides a great space for entertainment. Enjoy the bonus of a 2-car detached garage, consisting of 625 square feet. This property is in the lovely and well-established Wellswood neighborhood and offers a convenient location to Tampa and all its amenities such as schools, parks, shopping, and dining, as well as Seminole Heights shops, restaurants, Raymond James Stadium, Tampa International Airport, highways and more. This neighborhood is a gem, and as an added bonus allows accessory dwelling units! Another added bonus is that the home is situated outside of Flood Zones and has no HOA. You will love calling this beautiful property your home. Schedule your private tour today!
Source: STELLAR #tb8323963
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8323963
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8323963
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.