10058 Shoreline View Way, Wesley Chapel, FL 33545
4 beds · 3 baths · 2,045 sqft
Welcome to Lagoon living in Wesley Chapel! This 2023 DR Horton Lantana model is awaiting you with 4 bed| 2.5 bathrooms fully fenced home. The exterior of the home has stone elevation, coach lights, and easy maintenance landscaping. As you enter you are greeted by an open concept floor plan, ceramic tile (offset design), and natural light. The kitchen has a modern 42” high grey cabinets, granite countertop, walk in pantry, and stainless steel appliances. The primary room is privately located in the rear of the home with two walk in closets, double vanity area, granite countertops, shower, and soaking tub. Two bedrooms are in the front of the home and the other in the middle offering privacy. Upgrades made to the home: washer and dryer, refrigerator, water conditioner, solar panels, lanai screen enclosure with oversized door, and fence. The backyard offers lots of green space for entertaining, future pool, or gardening. The solar panels offer a reduced electric bill while being environmentally friendly! This community is golf cart friendly offering dedicated golf cart paths for your enjoyment. The community offers ULTRAFi high speed internet, solar powered streetlights, trails, a 7 acre crystal clear lagoon, playground and more! The lagoon entrance is free as part of your lagoon membership and it offers a swim up bar, kayak, live music, swimming, obstacle course, year-round events, beach volleyball, and more! Located in the heart of Wesley Chapel you are located near all the shops, restaurants, I-75 exit, hospitals, Tampa, top rated schools, and more! Schedule a private tour or click to watch the video tour.
Source: STELLAR #tb8329796
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8329796
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8329796
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.