1005 Lillies Way, Beaumont, CA 92223
3 beds · 2 baths · 1,847 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Back on market no fault of seller. Walk to School! Imagine the hassle of dropoff and pickup becoming a thing of the past! Your dream will become reality with Anna Hause Elementary School just a block away and Sundance Elementary 1/2 a mile away. This turn-key home is all set for move-in! Come experience this bright and spacious single-story home located in the desirable Sundance Community. With three bedrooms and two full bathrooms, this gem of a property feels brand-new. Built in 2011, all the hard work of a new home move-in has been done for you. Landscaping is complete, saving you thousands of dollars on this perfectly situated 6,970 SF lot. The home has great curb appeal! Its stacked stone exterior accents and inviting covered front porch create an ideal space for relaxing in your new quiet and friendly neighborhood. From the front porch you’ll also enjoy views of the snow covered mountains. The backyard boasts a built-in covered patio with plenty of shade and a fully-fenced perimeter with level-ground, perfect for a safe play area or for entertaining. Step inside to an airy and spacious living space, which includes a spacious formal living and dining room, a great room with ample light, and a kitchen equipped with easy-care Corian counters, a cozy breakfast bar, and stainless steel appliances. Move along to the primary suite which boasts a large walk-in closet and a luxurious ensuite with dual sink vanity, a soaking tub, and a walk-in shower. The 2-Car attached garage and low HOA fees are just the cherry on top! Not only is this home conveniently located near schools, shopping centers, and parks, but you’ll have easy access to the 10 & 60 freeways. Don't miss out on owning this beautiful home for your family!
Source: CRMLS #NDP2500995
Source: CRMLS #NDP2500995
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.