10045 Spring Lake Dr, Clermont, FL 34711
3 beds · 3 baths · 2,307 sqft sqft
Better-than-new pool home with nothing but peaceful green space behind. Coming through the front door, you see all the way through the great room to the screened pool. This incredible three-bedroom, three-bath home also has a versatile space behind a set of French doors that is great for an office or den. The spacious kitchen opening to the living room is the heart of your home, and this floor plan makes that happen. The gourmet kitchen is gorgeous with the stainless steel appliances and hood over the cooktop, stone countertops and complementing tiled backsplash, 42-inch cabinets with crown molding, an amazing one-level stone island that has your farmhouse-style sink, and pendant lights over the breakfast bar. Soft-close cabinets and drawers, including pull-outs. The casual dining space overlooks the pool area, plus you have a formal dining room for a large table, and a niche for a buffet or large cabinet. The living room has a huge wall for your flat-screen TV plus space for a sectional, and it all overlooks the heated pool through the triple-paned sliding glass doors. An ideal entertaining home, there is room for your grill on the lanai, and opening the sliders keep the party flowing inside and out. Sit under the sleek fan on the porch, relax on a float or swim in this PebbleTec pool with a waterfall accent and enjoy the breezes from the surrounding hills and off Lake Minneola. The primary suite has great windows along the rear wall to bring in the natural light, a tray ceiling with recessed LED light and a sleek fan, plus a large walk-in closet with plenty of space for your wardrobe. The fabulous bath has quartz countertops, dual sinks, a vanity desk area and a separate water closet. The frameless glass leading into the shower lets you appreciate the beautiful floor-to-ceiling tile. The front guest bedroom has an adjacent full bath, granite countertop vanity, and a full subway tiled wall at the tub and shower. Guest bedroom 3 is en suite with another similar bath but it can be closed off for a private bath or allow access to the home. The laundry room has a laundry tub and a nice set of cabinetry for extra storage. Throughout the living areas of the home is a premium luxury vinyl plank, 8-foot doors, 5-inch baseboards, recessed LED lighting, double-paned windows and everything is meticulously maintained. The HOA fee includes your cable and internet so that fee is actually less than you would pay somewhere else. It also includes a clubhouse with panoramic views across Lake Minneola, tennis courts, pickleball, basketball, a huge pool and a private to the community boat ramp and dock plus playground, picnic tables and park area. Bring your boat and explore the Clermont chain of lakes, stop downtown Clermont and visit restaurants, shops, ice cream and coffee places, a splash pad and swings, plus all city events at downtown Waterfront Park. The South Lake Trail is easily accessible from Hiawatha Preserve as well as down the main road from the community. You can go downtown Clermont in 20 minutes and end up in Winter Garden about an hour later via bicycle. Conveniently close to major roads, so Orlando International Airport, Disney and other attractions are all within an hour. Grocery store within 10 minutes and movie theater and shopping areas within 15. Please see the interior and drone video, and virtual walk-through, then make your appointment to see this immaculate three-bedroom, three-bath pool home.
Source: STELLAR #g5088171
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #g5088171
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #g5088171
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