1004 Canyon Dr, Windsor, CO 80550
5 beds · 3 baths · 2,567 sqft
CONCESSIONS AVAILABLE!! Welcome to 1004 Canyon Drive, located in the popular neighborhood of Governors Farm. This inviting home features brand new exterior paint, enhancing its curb appeal and calling for its new owner. Inside on the bright main level, you will find the primary bedroom complemented by vaulted ceilings, a walk-in closet and 3/4 bath featuring a walk in shower. The main floor includes two additional bedrooms and a full guest bathroom perfect for single level living. The living room is complete with a cozy gas fireplace that fills the space with warmth on these cool days. The updated kitchen, equipped with quartz countertops and modern appliances, is perfect for both cooking and entertaining in the open floorplan. The finished basement includes a large recreational room, two additional bedrooms, and a flex room which is ideal for a home gym, studio or even storage. This space includes another full bathroom! Outside is a spacious backyard featuring a large composite deck, or unwind on the pergola-covered side patio, perfect for a fire pit area. With owned solar panels and an oversized 3-car garage, this ranch style home is made even better with NO HOA or Metro District! Perfectly located within walking distance to Eastman Park and the public library, and just minutes from the new Hoedown Hill, Windsor Lazy River, Pelican Lakes, Highland Meadows, and more, this home provides exceptional access to the best of Windsor living! Click on Property Website for more detailed information and additional pictures and video.
Source: RECO #IR1021585
Interest rate and monthly payment estimated based on public records.
Source: RECO #IR1021585
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #IR1021585
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