10038 WALDEN CT, Commerce City, CO 80022
PRICE IMPROVEMENT and also includes a One Year Home Warranty! Discover elegance and sophistication in this radiant 4-bedroom, 4-bathroom home located in the vibrant neighborhood of Reunion. This home beckons with promises of luxury and unparalleled comfort. The heart of this home is its expansive, open-concept living space, adorned with high-quality finishes and flooded with natural sunlight. The gourmet kitchen showcases quartz countertops, contemporary appliances, and a large breakfast island. Retreat to the master suite that promises relaxation with its spacious walk-in closet and spa-like en-suite bathroom. What sets this home apart is its incredible flexibility. Imagine having three mini-apartments all under one roof—each space can function as a private retreat, so everyone has their own corner to relax and unwind. Whether you’re looking for some quiet time or want to come together, this home adapts to your lifestyle effortlessly. The outdoor space at Walden Court is equally impressive, with a meticulously maintained backyard that features a concrete patio. Whether you're an outdoor enthusiast or prefer a quiet stroll, this community has something for everyone. Commerce City shines as a bustling urban hub, offering local amenities and serene nature spots. You’re just a short drive away from shopping destinations, dining spots, and the beautiful Rocky Mountain Arsenal National Wildlife Refuge. Proximity to major highways ensures that downtown Denver and other locales are easily accessible. Reunion Marketplace, Rocky Mountain Arsenal National Wildlife Refuge, Commerce City Cultural Center, Buffalo Run Golf Course, North Suburban Medical Center, Anythink Libraries. Seize the chance to call 10038 Walden Court your haven. Book your private tour today!
You may be able to put down less than the total down payment amount of $114,526 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #5131523
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