10033 Caraway Spice Ave, Riverview, FL 33578
3 beds · 2 baths · 1,561 sqft
Welcome to your new oasis !! ** Inquire about the $5,000 / $10,000 lender credit and 100% financing** This one-story, single-family home is the perfect new home for growing families. The Dover floorplan, at 1,555 square feet counts with three-bedrooms, two-baths, two car garage. The open space kitchen contains a large pantry and overlooks the family room and cafe, making it easier to bring everyone together for meals and family entertainment. The master suite features an oversized walk-in closet and a his and her vanity. Enjoy the privacy and beauty of the conservation lot, with the vinyl fence, and a brand-new screened-in lanai. Enjoy your morning coffee on the covered front porch or the back patio just off the cafe Twin Creeks is a family-friendly community of single family homes located in Riverview, offering easy access to Tampa Bay via I-75 and US 301. You'll love how conveniently located it is, just minutes away from great schools, dining, shopping, and entertainment. Plus, you can enjoy the serenity of nearby nature centers and parks When looking for a home, prioritize upgrades over staging. This house features tiled floors throughout—no carpet at all. It has a fenced backyard and a spacious, covered, and screened lanai with lights, fans, and additional outlets. The exterior includes a well-maintained yard and a water filtration system with a separate drinking water line. The showers have also been upgraded for added comfort and style. Hurry and make this one your home!!!??
Source: STELLAR #t3551618
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3551618
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3551618
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.