10031 Lethbridge Dr, Orlando, FL 32829
5 beds · 3 baths · 2,580 sqft
One or more photo(s) has been virtually staged. Seller may consider buyer concessions if made in an offer **WELCOME HOME** In a fantastic East Orlando location with easy access to SR 417 and Curry Ford Road this spacious home features four bedrooms including a light and bright MAIN FLOOR PRIMARY SUITE and a bedroom, full bath and BONUS/LOFT on the second floor - ideal for IN-LAWS or anyone looking for room to grow! There is FRESH PAINT and NEW CARPET throughout, a covered paver lanai and the nice sized backyard is fully fenced for added privacy. The main living areas are all open to each other with WOOD & TILE FLOORING for easy maintenance - your living room has unique built-ins and crown molding adding a touch of character you can build on, the kitchen is well appointed with STAINLESS STEEL APPLIANCES, granite counters, a large ISLAND and WALK-IN PANTRY, and the dining area has a large picture window, sliding glass door access to the lanai and the feature wall ties all three spaces together! Your primary suite awaits tucked away in the back of the home, a perfect blank canvas to create a space dreams are made of, complete with a WALK-IN CLOSET and private en-suite bath with a dual sink vanity, soaking tub and large separate shower. Residents of the Victoria Landings community will enjoy the LOW HOA and proximity to major roadways as well as local shopping, dining, Downtown Orlando and TOP-RATED SCHOOLS. You are just minutes from Waterford Lakes Town Center, Lake Nona, the Orlando International Airport and Young Pine Community Park is just outside the community. Easy to show and ready for a new owner - call today to schedule a tour and discover all that Lethbridge Drive has to offer!
Source: STELLAR #o6251710
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6251710
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6251710
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.