1003 Hammock Pine Blvd, Clearwater, FL 33761
1 beds · 2 baths · 750 sqft
Location! Location! ALL Age and NO FLOOD ZONE. PET FRIENDLY. ASSIGNED PARKING. Convenience and ideally located close to Countryside Mall for all your shopping needs! As you step into this lovely condo, you'll be greeted by its sturdy block construction and 2-year-old tile roof, ensuring durability and timeless appeal. Windows are all hurricane proof. The entire home has been fitted with new flooring, offering a clean and contemporary feel. The home is equipped with all-new stainless-steel appliances, adding a modern touch to the kitchen. Experience the ease of moving into a home with all new appliances, making your transition seamless. WASHER & DRYER INCLUDED. The laminate flooring adds a touch of elegance and is easy to maintain, perfect for modern living. Boasting abundant natural light throughout, this condo provides a bright and airy ambiance, with picturesque views, creating a tranquil oasis for relaxation. Residents of Hammock Pine Village enjoy exclusive access to a range of amenities including a sparkling pool, oversized hot tub, tennis courts, 5 ponds, and even a convenient car-wash station, ensuring a lifestyle of leisure and convenience. The primary bedroom boasts a generous walk-in closet, providing ample storage space. Just off the primary bedroom is a spacious balcony with a large storage closet for all your "extra's". The kitchen features wood cabinetry and stainless-steel appliances, combining style and functionality effortlessly. HOA fees include WIFI, Cable, water, sewer, trash, exterior maintenance and use of all the community amenities. Don't miss this opportunity to experience resort-style living in the heart of Hammock Pine Village. This community has great reserves and there are NO upcoming assessments being discussed! This complex takes immaculate care of the buildings as well as the grounds. In addition to the main gate off of US Hwy 19, there is a side 'resident's only' gate that connects to 580 and Countryside Mall/Kohl's. Our fabulous Gulf Beaches, as well as Honeymoon Island & Caladesi Island State Parks, are only minutes away! You will find all your needs within a short drive including fine dining, numerous golf courses, many state, county & local parks, Morton Plant Mease hospitals, doctors, dentists, clubs, fishing charters into the Gulf of Mexico and so much more. Schedule your showing today and make this condo your new home sweet home! Walk to the Mall or Pinellas trail, Library, all the shops,. Clearwater Beach & Honeymoon island Beach are 20 min apart. Tampa International Airport is just 30 min drive. If you’re looking for a beautiful condo in a prime location, you just found it! Countryside Mall and the Crunch Fitness center are just across from the complex. Outdoor lovers will appreciate the nearby 12 mile Duke Energy Trail and golf courses, and you’re just a short drive from Dunedin and Honeymoon Island’s sandy shores. Walking distance to all amenities.
Source: STELLAR #TB8349459
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: STELLAR #TB8349459
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.