10025 Saint Helens Dr, Yukon, OK 73099
4 beds · 3 baths · 2,747 sqft
Get a free consultation call with an expert in the mortgage assumption process.
You're going to love the flexibility of this home featuring four bedrooms, three full bathrooms, two living areas, and sizable workshop. As you enter this home, you're greeted by the warmth of the laminate floors offset by the white baseboards and crown molding. The first floor includes a large living room with fireplace, formal dining room, large kitchen with tons of cabinet and counter space, gas range tucked under a brick-accented arch, breakfast area, dedicated laundry room, guest bedroom, and full bath. Upstairs, you'll find another full bath that services two, large secondary bedrooms, a huge second living area with fireplace and wet bar, and the primary suite with a skylit sitting area, and full ensuite bathroom. From there, you can access the balcony deck that leads down into the backyard where you'll find an in ground storm shelter, and large 26'x26' workshop. The large backyard is fully fenced. Energy efficiency is where this home really shines, with its new, energy-efficient windows throughout and solar panels that bring average summer cooling bills down to $64! Come see this remarkable home for yourself. Book your exclusive tour today!
Source: MLSOK #1161587
Source: MLSOK #1161587
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.