10010 Ivory Dr, Sun City Center, FL 33573
3 beds · 2 baths · 1,732 sqft
Welcome to your dream home, a beautifully crafted 3-bedroom, 2-bathroom waterfront gem that blends modern elegance with serene natural beauty. Located in a picturesque neighborhood, this residence offers a harmonious open floor plan with split bedrooms, ensuring privacy and comfort for every family member. Enjoy tranquil views of the pond right from your screened-in rear lanai, where you can relax or entertain in a serene setting. A charming brick-paved driveway leads to a covered front porch, surrounded by meticulously maintained curbed landscaping and majestic palm trees, setting the stage for a welcoming entrance. The heart of the home boasts a spacious kitchen featuring walk in pantry, stainless steel appliances, granite countertops, and a large island perfect for bar seating and casual dining. The expansive living room seamlessly connects with the kitchen and dining areas, creating a perfect space for gatherings and daily living. This home includes a whole house reverse osmosis system and water softener for top-notch water quality, as well as in-wall pest control tubes for a worry-free living experience. The fully fenced-in backyard ensures privacy while offering a safe space for outdoor activities. Enjoy your evenings on the rear lanai, with panoramic views of the tranquil pond. The split bedroom design provides a private master suite, equipped with dual sinks, garden tub and tiled walk in shower. Added for extra protection, a security alarm is already equipped in the home. Experience the perfect blend of modern amenities and natural beauty. The Belmont community offers two community pools, playground, dog park and tennis courts. Located in close proximity to Belmont elementary school, shopping, dinning, and a short drive to Apollo Beach beaches. Easy access to I-75, 301 and US 41. Schedule a tour today to see how this beautiful property can become your forever home.
Source: STELLAR #t3545843
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3545843
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3545843
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.