1001 Lena Run Ct, Winter Haven, FL 33880
4 beds · 3 baths · 3,074 sqft
Tucked away in an exclusive, quiet gated community of just 28 homes, this stunning 3,100 sqft single-story beauty sits on nearly half an acre—a rare find in today’s market! Located just off the Polk Parkway/570, it offers the perfect balance of privacy and convenience, with Lakeland, Auburndale, Bartow, and Winter Haven all just a short 10-15 minute drive away. Move-in ready and meticulously maintained, this home requires no updates. Step inside this 4-bedroom, 3-bath home and be greeted by an open floor plan and high ceilings throughout. As you enter through the stunning glass door, you’re welcomed into a foyer with a formal living room to one side and a formal dining room on the other. At the heart of the home lies your dream kitchen, featuring an expansive 11-foot granite island, ample counter and cabinet space, and a cozy dining nook. Complete with stainless steel appliances and a large pantry, it’s the perfect blend of style and function. Just beyond the kitchen, the inviting great room flows seamlessly to the back porch through oversized sliding glass doors, making indoor-outdoor living a breeze. On the right side of the home is the spacious Master Suite with a large bathroom that includes separate granite vanities, walk-in shower, a separate large tub and a sizeable walk-in closet! There is also a bonus room right off the kitchen and a spacious laundry room leading to the oversized garage. On the left side of the home are 2 bedrooms connected by a Jack & Jill bathroom and a 3rd bedroom at the rear of the home. You won't have to worry about storage - this home has lots of closets and attic storage. There is a great backyard that you’ll enjoy with a large covered patio for your outdoor entertainment! This home boasts stunning curb appeal, featuring a paver driveway and walkway, complemented by beautifully matured landscaping. Ring doorbell and ADT security system will stay. Attic includes a radiant barrier that reduces the electric bill. Don’t sit on this one. Schedule your showing before it’s gone!
Source: STELLAR #l4947373
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #l4947373
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #l4947373
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.