1001 Lena Run Ct, Winter Haven, FL 33880
4 beds · 3 baths · 3,074 sqft
Tucked away in an exclusive, quiet GATED community of just 28 homes, this stunning 3,100 sqft single-story beauty sits on NEARLY HALF AN ACRE —a rare find in today's market! Located just off the Polk Parkway/570, it offers the perfect balance of privacy and convenience, with Lakeland, Auburndale, Bartow, and Winter Haven all just a short 10-15 minute drive away. Move-in ready and meticulously maintained, this home requires no updates. Step inside this 4-bedroom, 3-bath home and be greeted by an OPEN FLOOR PLAN and HIGH CEILINGS throughout. As you enter through the stunning glass door, you're welcomed into a foyer with a formal living room to one side and a formal dining room on the other. At the heart of the home lies your DREAM KITCHEN, featuring an expansive 11-foot granite island, ample counter and cabinet space, and a cozy dining nook. Complete with stainless steel appliances and a large pantry, it's the perfect blend of style and function. Just beyond the kitchen, the inviting great room flows seamlessly to the back porch through oversized sliding glass doors, making indoor-outdoor living a breeze. On the right side of the home is the spacious Master Suite with a large bathroom that includes separate vanities, walk-in shower, a separate large tub and a sizeable walk-in closet! There is also a BONUS ROOM right off the kitchen and a spacious laundry room leading to the oversized garage. On the left side of the home are 2 bedrooms connected by a Jack & Jill bathroom and a 3rd bedroom at the rear of the home. You won't have to worry about storage - this home has lots of closets and attic storage. There is a great backyard that you'll enjoy with a large covered patio for your outdoor entertainment! This home boasts stunning curb appeal, featuring a paver driveway and walkway, complemented by beautifully matured landscaping. Ring doorbell and ADT security system will stay. Attic includes a radiant barrier that reduces the electric bill.
Source: STELLAR #L4947373
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #L4947373
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.