10006 Thornton Way, Huntley, IL 60142
3 beds · 3 baths · 1,562 sqft
Welcome to 10006 Thornton Way: A Beautifully Maintained 3 Bedroom Townhome with over 1,550sf in coveted Southwind! Upon Entry: the 2 Story Foyer greets you as you enter the Entertaining Quarters of the Home starting with the Kitchen: An Open-Concept Layout that offers Maple Cabinetry, Upgraded White Whirpool Appliances, ample Counter Tops, along with Tile Backsplash, Pantry Closet and Breakfast Island. The Sliding Glass Doors exiting to the spacious Private Patio make grilling & hosting super simple in those warm Summer Months. Immediately next to the Kitchen lies the Dining Area; large enough to accommodate any large gathering and carries the same Maple Cabinetry for extra Storage and Counter Top Space. The extra bright Living Room is conveniently shared with the Dining Room area making this floor inviting and warm. Trekking upstairs to the 2nd Floor, we start with the Primary Suite with a French Door entry, Ceiling Fan, and a Huge Walk-In Closet with Private Ensuite featuring a Double Vanity, Stand Up Shower and Soaking Tub. 2nd Bedroom is a good size with Mirrored Closet Doors / 3rd Bedroom currently configured as an office with Built-ins, Ceiling Fan, and a Walk-in Closet. 2nd Full Hallway Bath includes Maple Vanity and a Tub for those with little ones. Fully Carpeted, White 6-Panel Doors, Vinyl White Windows and a convenient 2nd Floor Laundry Room with Whirlpool Washer/Dryer & storage cabinets round out the floor. Prime Location in one of the quietest spots in the subdivision backing up to single family residences with open green space and privacy fence that allow you to spread out for activities or decompress over a good book. 2 Car Garage with Extra Storage Shelving & Cabinetry, Newer Asphalt Driveway, Well Maintained HVAC (2013) with Humidifier, Automatic Attic Fan, and Vinyl Windows throughout. Amazing School District, Well-Run HOA with strong reserves for a Low Monthly Fee. Close to Schools, Shopping Districts, Downtown Huntley and Hospital provides you a great opportunity to make it your own.
Source: MRED #12328537
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: MRED #12328537
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.