10004 Morningside Dr, Leesburg, FL 34788
3 beds · 3 baths · 2,426 sqft
NEW PRICE IMPROVEMENT!!! Beautiful 3-Bedroom, 3-Bath SMART Pool Home with 4-Car Garage & Outdoor Kitchen in Leesburg. Welcome to 10004 Morningside Drive, relaxed living in the heart of Leesburg’s sought-after Silver Lake area. This exceptional 3-bedroom, 3-bathroom home offers a seamless blend of technology, style, and comfort, making it the perfect retreat for today’s discerning homeowner. Home Highlights include SMART Home Features, step into the future with an advanced SMART home system that allows you to effortlessly control lighting, climate, security, and more from your smartphone or voice commands, enhancing your daily convenience and security. Spacious Living Area, experience the open-concept design with high ceilings and expansive windows that create a bright and airy ambiance. The seamless flow from the living room to the dining area and kitchen ensures easy entertaining and family gatherings. Gourmet Kitchen, the chef’s kitchen is a culinary dream, featuring NEW top-of-the-line appliances, sleek countertops, and a stylish breakfast bar, making meal preparation both functional and enjoyable. Luxurious Master Suite, the master suite is a private sanctuary with a spa-like en-suite bathroom, including dual vanities and a separate shower. A large double closet offers ample storage. Versatile Bedrooms and Baths: Two additional bedrooms provide generous space and comfort, each with easy access to well-designed bathrooms, perfect for family and guests. Outdoor Oasis, enjoy outdoor living at its finest with a screen enclosed inground pool that’s ideal for year-round relaxation and entertainment. The outdoor kitchen is a highlight, perfect for grilling and entertaining. Four-Car Garage, the impressive 4-car garage offers extensive space for vehicles, storage, and hobbies, providing flexibility for any lifestyle. This prime Location is located in the serene Silver Lake area, this home is conveniently close to local amenities, schools, parks, and major roadways, offering the best of Leesburg. No insurance worries with a new roof in 2019, new appliances, hot water tank, New well and new AC 2022/2024. Don’t miss your chance to own this exquisite pool home with all the features you’ve been dreaming of. Schedule your private showing today and discover the unparalleled comfort and luxury of 10004 Morningside Drive!
Source: STELLAR #g5087024
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #g5087024
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #g5087024
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.