10004 Bentley Way, Tampa, FL 33626
3 beds · 2 baths · 1,750 sqft
Under contract-accepting backup offers. This is the 3-bedroom villa in Westchase that you have been waiting for! 3/2 plus 2 car garage! Enter through the Large inviting front pavered porch into this beautiful home with engineered hardwood floors, 9 Ft ceilings, plantation shutters and a great traditional feel. The kitchen is lovely and updated with its abundant wood cabinetry, granite countertops and stone backsplash, Adjacent to the kitchen is a roomy dinette area. This a great floorplan with the Kitchen overlooking the Great room and sliders to the 20X10 pavered patio, Formal Dining Room and split bedroom plan with updated Bathrooms. 2 bedrooms are at the front of the villa with a full bath and the Primary suite is tucked away in the back of the home with Ensuite -large walk-in shower and separate soaking tub dual sinks and huge walk-in closet! Access to the pavered screened lanai is from both the great room and the master bedroom. ROOF 2019, AC 2023! Low HOA $345 monthly . The CDD fee is included in the tax bill. You can enjoy Florida living at its finest from this beautiful low maintenance home! On street parking is permitted in this part of Westchase too .Quick walk to the Pool, Tennis Center and all the restaurants and shops in the village. Westchase amenities include 2 heated pools, toddler pools, 10 lighted tennis courts, nature trails, picnic pavilions, outdoor ping pong tables, exercise equipment, 2 playgrounds, Splash Park, Basketball Courts, Soccer Fields. Enjoy the Westchase public golf course within Westchase! Westchase is 20 minutes to Tampa International-30 min to Downtown or 45 min to beautiful Sandy Beaches!!
Source: STELLAR #t3549115
Source: STELLAR #t3549115
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3549115
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.