10003 Sandpiper Rd E, Bradenton, FL 34209
4 beds · 2 baths · 1,890 sqft
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Under contract-accepting backup offers. Uncover the ultimate Florida lifestyle in this coveted and rare, single story 4-bedroom, 2-full-bath home spanning 1,890 sq. ft., nestled in the highly desirable Flamingo Cay neighborhood. Boasting a large circular driveway, on a cul-de-sac with a tandem 2 car garage, this property offers both style and functionality. Enjoy direct Gulf-to-Bay access via the saltwater, deep-water canal connected to Palma Sola Bay, making it a boater’s paradise. Step inside to find a desirable great room, freshly painted, neutral, light, and bright open split floor plan illuminated by skylights, ideal for entertaining with no wasted space thanks to its thoughtful layout. The heart of the home, the kitchen, features neutral wood cabinetry, a stylish glass-tile backsplash, granite countertops, a window pass-through to the lanai, and stainless-steel appliances. Additional highlights include a large, oversized walk-in pantry and a convenient inside utility room, with ample storage throughout the home. Retreat to the lovely primary suite, showcasing a stunning wood ceiling, tile flooring, and a well-appointed primary bath with dual sinks and a walk-in shower. Bedrooms two and three share a Jack and Jill bathroom, complete with a vanity and combined tub/shower, ensuring comfort and convenience for all. Important updates enhance this home’s value: seawall (2006), boat dock (2019), roof replacement with added insulation (2020), replumbing (2020) & new AC (2024). The property is fully fenced in the front and on the sides, offering privacy and security. In the rear, a composite dock decking awaits, featuring a newer 25,000-pound boat lift, incredible night fishing under the snook lighting, fish cleaning station, power pole with a 30-amp plug, and wash-down area. A floating dock accommodates jet skis and kayaks. Located in one of the area’s best boating and fishing spots, Flamingo Cay is a boater’s dream, with regular sightings of dolphins and manatees in your back yard, just off Palma Sola Bay. Minutes from Robinson Preserve, this home’s outdoor living space is a tropical private oasis, complete with a spectacular pool and spa, pavers, covered sitting area on the lanai, and a tiki hut with a bar and grilling area overlooking the water. Enjoy stunning sunsets that will take your breath away. By land or sea, this beautifully appointed home in Flamingo Cay is just minutes from beautiful Gulf beaches, dining, and shopping, seamlessly combining modern conveniences with a premier waterfront lifestyle. Uncover the ultimate Florida lifestyle, where luxury meets leisure - this is your chance to experience the epitome of Florida living. Nestled close to elite golf courses and tennis amenities, top-tier healthcare facilities & 10 minutes away from IMG Academy, this is your chance to experience the epitome of true Florida living. Paradise awaits.
Source: STELLAR #A4647084
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #A4647084
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.