1000 W Eisenhower Blvd Apt 1 # 1, Loveland, CO 80537
4 beds · 3 baths · 2,700 sqft sqft
Welcome to your ideal senior living retreat nestled within the serene 55 and older community of Victoria Manor, this beautifully updated 4-bedroom, 3-bathroom end unit offers the epitome of comfortable and stylish senior living. Boasting panoramic views of Lake Loveland and an attached 2-car garage, this home is move in ready! Step inside to discover a meticulously renovated interior where nearly everything is new and awaiting your personal touch. The spacious layout accommodates your lifestyle seamlessly, whether you're relaxing in the light-filled living areas or entertaining guests in the open dining space. The heart of this home is the stunning new kitchen, complete with stainless steel appliances, quartz countertops, and custom cabinetry-all designed with both functionality and modern elegance in mind. The expansive master suite offers a private retreat with a newly remodeled bathroom and ample closet space, ensuring comfort and convenience. Three additional bedrooms provide flexibility for a home office, hobbies, or welcoming overnight guests with ease. This unit stands out as one of the largest in the complex, providing plenty of room to spread out and enjoy your newfound freedom in retirement. With new flooring, doors and trim, lighting, and updated bathrooms, every corner of this home reflects a commitment to quality and style. Victoria Manor offers not just a place to live, but a community where you can thrive. Conveniently located near shopping, dining, and recreational opportunities, you'll find everything you need just moments away. Don't miss your chance to own this exceptional home in Victoria Manor. Owner willing to carry part of down payment. Sorry, only service dogs allowed at this time.
Source: RECO #IR1014098
Interest rate and monthly payment estimated based on public records.
Source: RECO #IR1014098
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #IR1014098
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