1000 W EISENHOWER BLVD APT 1 # 1, Loveland, CO 80537
Welcome to your ideal senior living retreat nestled within the serene 55 and older community of Victoria Manor, this beautifully updated 4-bedroom, 3-bathroom end unit offers the epitome of comfortable and stylish senior living. Boasting panoramic views of Lake Loveland and an attached 2-car garage, this home is move in ready! Step inside to discover a meticulously renovated interior where nearly everything is new and awaiting your personal touch. The spacious layout accommodates your lifestyle seamlessly, whether you're relaxing in the light-filled living areas or entertaining guests in the open dining space. The heart of this home is the stunning new kitchen, complete with stainless steel appliances, quartz countertops, and custom cabinetry-all designed with both functionality and modern elegance in mind. The expansive master suite offers a private retreat with a newly remodeled bathroom and ample closet space, ensuring comfort and convenience. Three additional bedrooms provide flexibility for a home office, hobbies, or welcoming overnight guests with ease. This unit stands out as one of the largest in the complex, providing plenty of room to spread out and enjoy your newfound freedom in retirement. With new flooring, doors and trim, lighting, and updated bathrooms, every corner of this home reflects a commitment to quality and style. Victoria Manor offers not just a place to live, but a community where you can thrive. Conveniently located near shopping, dining, and recreational opportunities, you'll find everything you need just moments away. Don't miss your chance to own this exceptional home in Victoria Manor. Owner willing to carry part of down payment. Sorry, only service dogs allowed at this time.
You may be able to put down less than the total down payment amount of $242,847 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #ir1014098
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