1000 E Allen Ave, Fort Worth, TX 76104
3 beds · 3 baths · 1,575 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Modern Comfort Meets Elegant Living in This Stunning Fort Worth Home Welcome to this beautifully crafted, newer-built home designed for modern living and effortless comfort. From the moment you step inside, you'll be captivated by the open-concept layout that seamlessly connects the living, dining, and kitchen areas creating an inviting space perfect for both everyday living and entertaining guests. The heart of this home is the gourmet kitchen, where sleek stainless steel appliances, ample counter space, and stylish finishes make meal preparation a joy. Whether you're cooking for family or hosting a gathering, this kitchen is designed to impress. Beyond its beauty, this home is built with energy efficiency in mind, featuring high-quality foam insulation to ensure year-round comfort while keeping utility costs low. Thoughtful details like a covered carport provide both convenience and protection for your vehicle. Step outside to discover your private backyard oasis, a serene retreat perfect for morning coffee, weekend barbecues, or unwinding under the stars. With plenty of space for outdoor seating, gardening, or play, this backyard is a true extension of your living space. Situated in a prime Fort Worth location, this home offers easy access to local amenities, shopping, dining, and entertainment. Whether you're commuting or exploring the city's vibrant culture, you'll appreciate the perfect blend of convenience and tranquility. Don't miss this opportunity to own a modern, move-in-ready home in one of Fort Worth's most desirable areas. Schedule your private tour today and experience the charm and elegance of this exceptional property!
Source: NTREIS #20830026
All values shown are estimated costs / mo.
Source: Public records
Source: NTREIS #20830026
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.