1000 Country Club Rd N, Saint Petersburg, FL 33710
3 beds · 2 baths · 1,644 sqft
Charming Home nestled in one of St. Petersburg's most sought-after neighborhoods, Jungle Prada. No Damage happened to this home during both Hurricanes. This property is not in a flood plan and has never flooded. This beautifully appointed residence offers the perfect blend of comfort, style, and convenience. Located on Country Club Road North where the vibrant colors of beautiful peacocks can be seen daily against the natural landscape, with their iridescent feathers creating a stunning display of blues and greens as they roam. The property features a spacious split plan layout with 3 bedrooms and 2 bathrooms, making it ideal for families or those who love to entertain. Upon entering, you are greeted by a bright and airy living area with expansive bay windows that flood the space with natural light. The owners have removed the carpet to show potential for the orginial beatiful hard wood floors. Adjusting the price for refinishing also shows they're giving buyers the option to make the floors exactly how they'd like them.. The open floor plan leads to a cozy family room with wood burning fireplace, perfect for relaxing or hosting guests. This charming home offers a rare blend of comfort, space, and outdoor beauty. The primary bedroom has a walk in closet along with an en suite bath. The two bedroom closets are lined with cedar for natural aromatic properties, which help to repel insects that might damage clothing along with absorbing moisture, helping to keep the closet dry. Situated in a peaceful neighborhood, this property boasts a generously sized backyard perfect for gardening enthusiasts and outdoor lovers. Imagine enjoying lush greenery and blooming flowers in your own private garden oasis, with plenty of room for entertaining, relaxation, or play. Your private backyard oasis host many places to relax in like a gazebo or on the back porch perfect for outdoor entertaining or unwinding after a long day. Two sheds are located in the backyard to store all your gardening tools or make a "She-Shed". The home itself features a well-maintained interior, with A/C replaced in 2020, roof replaced in 12/2016, main water line in 2024, and newer appliances. Natural gas runs the stove and instant water heater. The property also boasts stunning views of the surrounding area, adding to its appeal. Located just minutes from parks, shopping, restaurants, this home is ideally situated for easy access to all that St. Petersburg has. Whether you’re taking a stroll through the local streets, enjoying a day at the beach, or exploring the vibrant downtown area, you’ll love calling this charming property your home. Don’t miss the opportunity to own a home with such an expansive outdoor space in this desirable St. Petersburg location. Schedule your private tour today!
Source: STELLAR #TB8322554
Financials
Source: Public records
Source: STELLAR #TB8322554
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.