1000 Beckwith St SW, Atlanta, GA 30314
3 beds · 3 baths · 1,404 sqft
Nestled on a desirable corner lot, 1000 Beckwith St. in Atlanta exudes charm while providing stylish and convenient living. This bright and airy home features three spacious bedrooms, 2.5 bathrooms, and gleaming hardwood floors. The primary suite is conveniently located on the main level, offering ease and privacy. The main floor also boasts a spacious eat-in kitchen, perfect for casual dining, along with a dedicated dining room and a welcoming living room, ideal for entertaining. A versatile loft area provides extra space for a home office, playroom, or relaxation. Additionally, one of the upstairs bedrooms includes a connected bonus room. The fenced yard offers a great outdoor retreat for gatherings or quiet enjoyment. Located in one of Atlanta's most sought-after Westside neighborhoods, this home offers seamless access to the city by car, MARTA, bike, or foot. Positioned in SW Downtown's education corridor, it's just minutes from the Beltline, Ashby Transit Station, I-20, and popular destinations such as Westside Provisions, the upcoming Centennial Yards, Mercedes-Benz Stadium, and the historic campuses of Morehouse and Spelman Colleges. Surrounded by a thriving community, you'll have an array of dining options, coffee shops, and local favorites right at your doorstep, making this a prime location for those looking to experience the best of Atlanta's vibrant Westside.
Source: FMLS #7538246
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7538246
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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