100 Verlaine Pl NW, Atlanta, GA 30327
1 beds · 1 baths · 900 sqft
Welcome to a truly, 100% renovated home in a gated community that is magazine worthy! Immaculate and equally adorable this converted loft floor plan has an open-concept design with spectacular white kitchen featuring quartz countertops, stainless appliances including under the counter microwave, fridge, dishwasher, range and disposal. The oversized island creates the breakfast bar and the sink looks out to the living room. Plenty of white, soft-close cabinetry with gold hardware, including a built-in pantry, creates an HGTV-worth space to create meals and entertain effortlessly. The living room is spacious and accommodates a sectional sofa along with other necessary furniture pieces. Through the set of French doors is the private courtyard wit a privacy fence and gate making the perfect outdoor spot for morning coffee. Upstairs is the primary suite with charming brick accent wall and includes the laundry room for ultimate convenience. A built-in home office could not be more on-point or functional. There is a spacious walk-in closet with adjacent linen storage. Full-sized stack laundry can be found there, too. The primary bathroom had a tiled walk-in shower, new white vanity and bold, but neutral wallpaper. Gold fixtures make it that much more appealing. The flooring throughout the home is a beautiful engineered hardwood, neutral paint and smooth ceilings make this unit truly turnkey. A storage closet is positioned above the stairwell. Cross Creek is a gated community tucked away in west Buckhead which is residential by nature and just 2 miles from Peachtree Road. The amenities include an 18-hole golf course with pro-shop, 3 swimming pools with adjacent clubhouses, 4 tennis and pickle ball courts, a gym ($35 extra/month,) a restaurant and cafe, Electric Vehicle Charging Stations, is dog friendly and over 2 miles of roads for walking. The location can't be beat and is central to 75, 85, 400 & 2-85. The Atlanta airport is just a 15-minute drive, Buckhead entertainment and business district, Midtown and Downtown are 10 minutes, The Battery/Truist Park and Vinings are 15 minutes away. Award-winning Morris Brandon is just a mile away.
Source: FMLS #7513648
Source: FMLS #7513648
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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