100 Kingsbridge Dr, Goose Creek, SC 29445
3 beds · 2 baths · sqft
This charming ranch home is ready for its new owners! Nestled on a corner lot in the desirable Devon Forest subdivision, you'll enjoy the convenience of being minutes away from shopping, dining, and easy access to major highways like I-26.Step inside to discover a home refreshed with fresh paint and new flooring throughout. The spacious family room flows seamlessly into the dining area, creating an open and inviting space for family gatherings. The kitchen, with its granite countertops and modern appliances, is perfect for culinary adventures. The large living room offers plenty of space for relaxation, and the wood-burning fireplace provides a cozy atmosphere for chilly evenings.Down the hall, you'll find three generously sized bedrooms.The versatile third bedroom could be used as an office or guest room, while the second bedroom offers ample space. The hall bathroom provides convenience for guests and family members. The master suite is a true retreat, featuring a large walk-in closet and enough room for a king-sized bed and additional furniture. The en-suite bathroom boasts a luxurious garden tub, a separate shower, and dual vanities. Outside, the well-maintained front yard creates a welcoming curb appeal. The two-car garage offers ample parking and storage space, while the driveway can accommodate up to four vehicles. The privately fenced backyard is perfect for entertaining. Don't miss this opportunity to make this beautiful Goose Creek home your own!
Source: CTAR #24027292
Interest rate and monthly payment estimated based on public records.
Source: CTAR #24027292
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #24027292
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.