100 Curry St, Summerville, SC 29483
3 beds · 3 baths · sqft
A spectacular 3-bedroom, 2 & 1/2 bath open floor plan home loaded with builder, and custom, upgrades throughout the entire home! The home has beautiful real hardwood floors, hardwood stairs, extensive trim work, 9+ ft. ceilings up & downstairs, all new matte black hardware with matching fans,, full Google Nest system and even grand double porches overlooking the enormous common area that are accessible from the master bedroom & much more! The kitchen is fully equipped with a huge island, gorgeous granite countertops, tile backsplash, all matching stainless appliances with refrigerator, gas stove, recessed & pendant lighting, upgraded cabinets with crown molding & a double sink! The master suite has crown molding, an enormous bathroom with 5ft tile shower and spacious walk in closet.Off the kitchen you'll love the mudroom area and enormous, full computer nook area and huge "broom" closet that could be used for anything! All the upstairs flooring has been replaced with designer ceramic tile. All the outlet covers have built in motion activated night lights and most switches are updated with dimmers. The guest bathroom has been completely remolded. The separate laundry room comes complete with washer, dryer and racks for hanging. There is a pull down staircase with attic access for even more storage. Outside you'll love the fully fenced in backyard with freshly painted fence and full detached 2 car garage. The homeowners have also added decorative landscaping around the entire home with full pavers. The The pride in ownership really shines bright on this home. This home was built by Ashton Woods and offers things like extensive trim work, contemporary crown molding and other updates the newer homes do not offer. Limehouse Village is located in the desired Dorchester District II school zone and offers an common area directly in front of this home visible right from both front porches, complete with gazebo, and unlimited use allowed. There is a pool, a play park and more. Soon the 2nd entrance to the neighborhood with be opened. Come see this home today - it won't last long!!
Source: CTAR #24029324
Interest rate and monthly payment estimated based on public records.
Source: CTAR #24029324
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #24029324
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