100 Blue Ridge Dr, Greer, SC 29651
6 beds · - baths · sqft sqft
Looking for a FANTASTIC home with an additional (but separate) apartment? This is it. The main home has 4 bedrooms and 3 and a half bathrooms, plus an amazing home office or extra room. With extra parking pads, you truly can meet clients out of your office and never leave home base! Use it to park your boat or RV here -- there is no HOA to stop you. The backyard is fully fenced and half of it is mulched for good looks and ease of care. Now here is what separates this house from all the others.... there is a detached 3 car garage with an apartment above the garage. Use it for your mother-in-law suite, use it for kids returning home from college.... or use it for producing extra income. The choice is yours! It has its own entrance along with 2 bedrooms, a full bathroom, a full kitchen, and laundry room. It also has its own power lines and septic tank. With LVP flooring throughout and granite counter tops -- not to mention a linen closet and pantry -- nothing was spared in designing and building this. Less than 2 miles to the grocery store and less than 3 miles to downtown Travelers Rest and situated between Greenville and Ashville -- this home is in the perfect location. No HOA and no city taxes. What more could you want? Make your appointment today to see this unique home, you won't be disappointed.
Source: GREENVILLESC #1540128
Interest rate and monthly payment estimated based on public records.
Source: GREENVILLESC #1540128
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #1540128